When a traditional mortgage loan doesn’t fit your real estate investment business model, CPL Investments fills the gap. We’re a local, private lender focused on serving those who need a residential or commercial real estate investment loan, also known as a hard money loan. Contact us at (317) 836-2807 for more information. We serve Indianapolis and the surrounding areas.
Bridge Loans vs. Transactional Financing
At CPL Investments, we offer two types of short-term loans: bridge loans and transactional financing. Learn more about each option below:
Bridge loans. Bridge loans are temporary loans to cover the time between two separate real estate transactions. These are most often used to purchase a new property before selling another property. It allows borrowers to purchase their next fix ‘n flip property without having a contingency to sell the other property first or time to find permanent financing. Think of this as a bridge between two loans.
Transactional Financing. These loans are typically for wholesale transactions that don’t require rehab work —and where the borrower is in and out of the real estate deal quickly. This type of loan provides the opportunity for an investor to purchase a property if there is already an end buyer in place to repurchase the property within a very short time frame. If you are a wholesaler and you buy in volume or you’re looking to expand your inventory, this could be the option for you. This type of loan is very short term, almost same-day type funding or flash funding. It’s perfect for real estate short sales.
In addition, you may want to review our information about our Fix ‘n Flip and New Construction loans. We enjoy working with our clients as they build their businesses.
“My experience has been nothing short of unbelievable. Private money lenders get a bad rap because they don’t care about client success like CPL does. If you’re looking for a partner in your investment endeavors, look no further!”
“CPL Investments was a lender that felt more like a partner. Over several years of my real estate development career I borrowed millions from CPL. Whenever I look at a deal that makes sense with a private lender I always go to CPL”
“[Their] stellar communication and wealth of experience ..helped me solve a tricky situation. We continue to do business with CPL because their professionalism and integrity are unmatched. Having a lender that truly understands Indianapolis real estate is essential in this highly competitive market, and that’s what you get when working with CPL”
“Having done three projects with CPL I have learned a great deal….With each transaction came honest and candid conversation about what went right and what could be improved upon in the next one. Never have I felt as if I was just another number but rather I was a vested interest.”
“ [CPL] immediately felt like partners who cared as much about our company and mission as we do. They have a personal touch to their services…and they are open and direct with their communication through the entire process…The staff are enthusiastic and passionate about what they do which makes them a stand alone in the lending industry.”
CPL Investments is a local hard money lender who believes in investing in our communities. Contact us at (317) 836-2807. We serve Indianapolis and the surrounding areas including Carmel, West Lafayette, Noblesville, Fishers, Westfield, Bloomington, Muncie, and Terre Haute. For more information, see our about page.